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No hot takes, no scheme recommendations. Just the things clients keep asking, explained once and explained properly.

Public trusts in Maharashtra can invest in equity mutual funds. Most don't know it.

Circular 619 from the Maharashtra Charity Commissioner permits public trusts to invest a portion of corpus in equity mutual funds. What it says, and what trustees should check before acting.

Why your five mutual funds might really be one fund

Owning several schemes feels like diversification. Often it isn't. Here's how to check the overlap in your own portfolio in about ten minutes.